Non-Emergency Medical
​Transportation (NEMT) Insurance
​Built for Transportation Companies Where
​Compliance and Claims Matter
Kriger Insurance provides insurance and risk management for non-emergency medical transportation companies focused on compliance, loss control, and predictable insurance outcomes.

Insurance for NEMT Companies
NEMT providers face insurance risks driven by:
  • Commercial auto loss frequency
  • Passenger injury exposure
  • Driver classification and turnover
  • State and contract compliance requirements
  • Claims severity volatility
​
Insurance failures directly impact contracts and revenue

Common NEMT Insurance
​Problems We Solve

​Issue

  • Auto claim frequency
  • Driver classification errors
  • Inconsistent claims handling
  • Poor loss history
  • Compliance gaps​

Impact

  • Rising premiums
  • WC and EPLI exposure
  • Loss of contracts
  • Carrier non-renewals
  • Licensing and contract risk

The Kriger NEMT Risk Program

A specialized program built for non-emergency medical transportation providers.

Focus Areas

  • Commercial auto loss control
  • Driver and WC risk management
  • Claims coordination and defense
  • Contract-driven coverage review
  • Safety and training support

Core Coverages​

  • Commercial Auto
  • Workers’ Compensation
  • General Liability
  • Umbrella Liability
  • EPLI
  • Cyber Liability (where required)

​Who We Work With

  • NEMT and paratransit providers
  • Multi-vehicle fleets
  • State-contracted operators
  • Owners seeking stability and insurability

Start with an NEMT Risk Review

👉 Auto loss analysis
👉 Driver and WC exposure review
👉 Claims and compliance assessment​